Build smart money habits early

Give your child a head start with money.

Finansavi equips middle and high school kids between the ages 11 to 19 to become financially savvy and literate through practical and interactive education in budgeting, saving, spending, investing, credit, taxes, debt, bank accounts, goal-setting, insurance, and informed education and career decisions.

A smiling student on her phone, surrounded by money, savings and budgeting icons

Invest $100 a month from age 18

$8.8M by age 65

Start at 35 instead: $692k

At a hypothetical 15% yearly return. For illustration only.

Students smiling in class as a teacher shows a bar chart on a tablet
A child writing a savings plan in a notebook beside coins and a small safe
Ages
11 to 19
Program levels
Middle & High School
Length
8 to 10 weeks
Available across
North America
A child watching a parent pay online with a card while a grandparent looks on
Kids learn by watching us

Most young people learn about money the hard way.

School rarely teaches how a paycheque, a credit card or a savings account works. So they learn from social media, from first mistakes, or not at all.

Finansavi gives them a calm, practical foundation while the stakes are still small and time is on their side. By the end, your child will be able to:

  • Build a budget and stick to it
  • Save toward goals that matter to them
  • Understand banking, credit and debt before they need them
  • See why investing early changes everything
  • Recognize scams and protect their money
  • Make big decisions, like school or a first apartment, with real numbers

Two programs, one for every stage

Age-appropriate lessons for middle schoolers building first habits, and real-life preparation for high schoolers heading toward independence.

See all courses
Middle school students in class, smiling as a teacher shows a bar chart on a tablet
Middle School Program Ages 11 to 13 / 8 weeks

Money Foundations

Build strong money habits early.

  • Income and Expenditure
  • Needs vs. Wants
  • Budgeting Basics
  • Saving for Goals
  • Banking Basics
  • Smart Spending
  • Careers and Entrepreneurship
  • Money Safety
A high school student writing a monthly budget beside a calculator and a banking app
High School Program Ages 14 to 17 / 10 weeks

Money for Real Life

Prepare for the financial decisions that come with adulthood.

  • Income
  • Budgeting
  • Credit
  • Debt
  • Taxes
  • Investing
  • Education planning
  • Housing
  • Insurance
  • Behavioural finance
  • Entrepreneurship
The power of starting early

Why start at 18, not 35?

Compound growth means your money earns money, and then that money earns money too. Time is the one thing young people have more of than any adult.

  1. You save

    Put $100 aside every month, like a bill you pay to your future self.

  2. It earns

    Invested money earns a return, which is added to your balance.

  3. Your earnings earn

    Next year you earn on your savings and last year's growth. That snowball is compounding.

Starting at 18 instead of 35 means only 17 more years of saving, but far more time for growth to build on itself.

Investing $100 a month from age 18 at 15% grows to about $8.8M by 65. Starting at 35 grows to about $692k. Age 182737465665 $8.8M started at 18 $692k started at 35
You put in
$56,400
Growth added
$8,764,121
Waiting until 35 costs
$8.1M
Try your own numbers

Hypothetical, compounded monthly to age 65. Real returns vary and can be negative; long-term market averages have been well below 15%. Not financial advice.

How it works

From first conversation to a confident young person, in four steps.

  1. Step 1

    Talk with us

    A free 20-minute call to understand your child and answer your questions.

  2. Step 2

    Choose a program

    Middle school or high school, matched to your child's age and stage.

  3. Step 3

    Learn by doing

    Scenarios, games and challenges with real numbers and real decisions.

  4. Step 4

    Graduate with confidence

    Your child leaves with habits, knowledge and a plan they understand.

Bolaji Johnson Akinyele, Founder & Lead Educator of Finansavi Founder
Wealth is what you don't see.
Morgan Housel, The Psychology of Money

Meet the founder

Bolaji Johnson Akinyele

Founder & Lead Educator

My goal is simple: help every young person understand money before they need it.

As a professional in the banking industry, I have heard about the many money woes adults find themselves in, simply because no one ever taught them proper financial knowledge. Finansavi exists so the next generation never has to learn those lessons the hard way. Financial literacy should start early, while habits are still forming.

What parents notice

The change shows up at the kitchen table.

The best time to learn about money is before they need it.

Book a free 20-minute call. We will learn about your child, walk you through our programs and answer every question. No obligation.